Monetary policy is having less and less impact on interest rates in developed economies such as Canada because the demographic relationship between borrowers and savers has changed dramatically. Based on financial and demographic data for 29 developed countries, Why Are Interest Rates So Low? presents a ground-breaking new model of how interest rates are determined by focusing on changing demographics—not monetary policy.

Proponents of expanding the Canada Pension Plan and those in support of launching the Ontario Retirement Pension Plan often trumpet claims of economies of scale, implying the relative costs of these plans decline as they grow and accumulate more assets. Comparing the Costs of the Canada Pension Plan with Public Pension Plans in Ontario, compares the total costs (investment and administrative) of five large public-sector pension plans in Ontario with the CPP and finds that those claims aren’t necessarily true.

An Economic Analysis of Rural Land Use Policies in Ontario dispels the wide-spread belief that Ontario is rapidly losing agricultural land to urbanization. Building upon analysis by two Western University professors in the 1980s, the study finds that the area of cropland in Ontario – land that’s used to plant crops – has been essentially constant since 1951.