CPP benefits

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For working Canadians, contributions to the Canada Pension Plan (CPP) are a regular bill observed on their paycheques.

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A worker who retired (at age 65) in 1970 enjoyed a 39.1 per cent rate of return compared to the 2.1 per cent those born after 1971 will receive.

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Some provincial politicians are again trying to make the dubious case that we have a "retirement income crisis" to revive calls for a mandatory expansion to the Canada Pension Plan (CPP).  While the issue is set to be on the agenda at the annual federal-provincial finance ministers meeting in December, the reality is that the case for expanding CPP is built on shaky assumptions about retirement income inadequ