It is commonplace to assert that public auto insurance is cheap. Research published by the Consumers' Association of Canada (CAC) has gained wide coverage in the media and is quoted by various interests on all sides of the political spectrum. The public insurers all post premium comparisons on their web sites and in their annual reports that purport to show that public insurance is cheaper. This Alert proves that such assertions are false. It is a myth that auto insurance in the public insurance provinces (British Columbia, Saskatchewan, Manitoba, and Quebec) is relatively inexpensive.