In this issue:

A failure to capitalist incentives, by Michael Dial
1st place essay contest winner

Why America needs Canadian oil, by Mark Milke
Canada is now the US’s biggest oil supplier

Paying for a freer culture, by Tim Mak
Funding the arts in Canada 

Short selling: A free market alternative for exposing foreign corporate fraud, by Mark McGinley
Ensuring integrity in international financial markets

Regulatory severity in the Canadian auto insurance market, by Emrul Hasan
Easing regulations would save consumers money

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