Medical savings accounts (MSAs) are health accounts that are established in conjunction with high-deductible health insurance. They can be set up by individuals, employers, or by the government. The most common type is the American employer-funded MSAs.

This document is designed to give the reader an overview of national environmental quality in Canada and the United States. It does not attempt to develop indicators for global controversies such as tropical rainforest deforestation, climate change, and bio-diversity. Most of the data in this report come from the Organisation for Economic Cooperation and Development.

This volume presents papers selected from those given at the Fraser Institute's Conference The Privatization of Correctional Services held in Toronto, July 10-11, 1996. The process of privatizing correctional facilities and functions has been taking place in a number of countries for the past 20 years and, although in Canada some aspects of service provision are already performed by the private sector, privatization of major prison services is just beginning. As in other areas of this sort, the services provided by government are not synonymous with services being produced by government.