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This study compares the average cost and affordability of personal passenger automobile insurance premiums in each of the 10 Canadian provinces from 2007 to 2009. Four provinces have government-owned monopolies that sell insurance coverage to drivers. The other six rely on a regulated competitive private sector to provide auto insurance.

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Fraser Forum is a monthly review of public policy in Canada, with articles covering taxation, education, health care policy, and a wide range of other topics. Forum writers are economists, Institute research analysts, and selected authors, including those from other public policy think tanks.

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Government spending on all types of prescription drugs (patented and non-patented) is increasing faster than any other component of health spending. And new or patented medicines tend to be more expensive compared to older drugs and other health treatments. This study examines all of the ways in which patented drugs might contribute to health-care costs.

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This Alert is designed to help Canadians hold their provincial political leaders accountable for the relative performance of their fiscal policies. In this second edition, we provide an objective, empirical assessment of how Canada’s premiers have managed the public finances of their provinces and whether they have pursued sound, long-term economic policies.

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This study measures the labour market performance of Canadian provinces and US states from 2006 to 2010 based on five equally weighted indicators: average total employment growth, average private-sector employment growth, average unemployment rates, average duration of unemployment, and average labour productivity.

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There is a 30 percent chance that an earthquake strong enough to cause significant damage will strike southwestern British Columbia in the next 50 years. Policyholders may face major impediments to recovery when insurance coverage from a natural disaster is split—a harsh lesson many Americans learned in 2005, after the US Gulf Coast was struck by a series of major hurricanes.